Mr Andrew On Kiu CHOW graduated from the University of Hong Kong and obtained a bachelor’s degree of Arts in Social Science. He joined The Wharf (Holdings) Limited (listed on the Stock Exchange with the stock code of 00004) (“Wharf”) in 2006 and became a director of Wharf in July 2011 and its Deputy Chairman in May 2015. He retired from the board of directors of Wharf in May 2022. Among various other subsidiaries of Wharf at which he served as a director before his retirement, he was the chairman of Wharf China Development Limited with the responsibility to oversee its development property business in Mainland China. He has been serving as an adviser to Wharf since his retirement in May 2022.

Before joining Wharf, Mr CHOW held senior executive positions in Tian An China Investments Company Limited (listed on the Stock Exchange with the stock code: 00028) and Sun Hung Kai & Co. Limited (listed on the Stock Exchange with the stock code of 00086). In addition, Mr CHOW formerly served as an independent non-executive director of Hong Kong Economic Times Holdings Limited (listed on the Stock Exchange with the stock code of 00423) from 2005 to January 2022. Since June 2024, he has been serving as an independent non-executive director of New Silkroad Culturaltainment Limited (listed on the Stock Exchange with the stock code of 00472).

Mr CHOW has extensive experience in the finance and property sectors in Hong Kong and Mainland China.

Mr CHOW formerly served as a non-executive Director of the Company from 27 March 2015 to 30 June 2015 and an alternate Director of the Company to Mr Stephen Tin Hoi NG (a nonexecutive Director) from 11 July 2019 to 11 May 2022, and was reappointed as a non-executive Director of the Company on 31 Dec 2024.